- Listening and speaking: watch this video, explain to your friend the video you have watched.
- Reading : “BNPL “
- writing task :You are the payment operations manager of a fintech company that has just launched a Buy Now Pay Later service. Your team has processed the first batch of customer applications and the payments need to be disbursed to merchants. Delegate this task to a team member: explain how to handle the disbursement process, specify the format and data required for each transaction, flag potential issues to watch out for — such as failed credit checks, disputed amounts, or delayed merchant confirmation — and set a clear deadline for execution.(150 words minimum)

(EUR) Andorra
(AUD) Australia
(EUR) Austria
(EUR) Belgium
(BRL) Brazil
(BGN) Bulgaria
(CAD) Canada
(CNY) China
(EUR) Cyprus
(CZK) Czech Republic
(DKK) Denmark
(EUR) Estonia
(EUR) Finland
(EUR) France
(EUR) Germany
(EUR) Greece
(HUF) Hungary
(ISK) Iceland
(INR) India
(IDR) Indonesia
(EUR) Ireland
(ILS) Israel
(EUR) Italy
(JPY) Japan
(AUD) Kiribati
(KRW) Korea South
(EUR) Latvia
(CHF) Liechtenstein
(EUR) Lithuania
(EUR) Luxembourg
(EUR) Malta
(USD) Marshall Islands
(MXN) Mexico
(USD) Micronesia
(EUR) Monaco
(AUD) Nauru
(EUR) Netherlands The
(NZD) New Zealand
(NOK) Norway
(USD) Palau
(PHP) Philippines
(PLN) Poland
(EUR) Portugal
(RON) Romania
(EUR) San Marino
(SGD) Singapore
(EUR) Slovakia
(EUR) Slovenia
(ZAR) South Africa
(EUR) Spain
(SEK) Sweden
(CHF) Switzerland
(THB) Thailand
(TRY) Turkey
(AUD) Tuvalu
(AED) United Arab Emirates
(GBP) United Kingdom
(USD) United States 


